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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Private Motor Insurance – MITSUBISHI OUTLANDER 2019. Price: $121.16 per month. Quote to Value Ratio: 5.30% – 💥 This is a great quote! The MITSUBISHI OUTLANDER (2019), valued at $25,300, has a monthly premium of $121.16. When compared to similar vehicles within a 20% valuation range, the average premium is $115.50. Therefore, the OUTLANDER's premium is slightly higher by about 4.4%. Notably, vehicles like the Honda CR-V and Ford Escape also fall within this range, with premiums varying between $100 and $130, indicating a generally consistent pricing pattern. No significant outliers were observed, suggesting that factors such as make and model contribute minimally to premium variations among similar vehicles. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $25300.00 with a yearly premium of $1342.75, giving a QTV of 5.30%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER: - The 2019 Mitsubishi Outlander was noted for its competitive pricing in the midsize SUV category, starting at around $24,795, making it an attractive option for budget-conscious buyers looking for a family SUV. - One of the standout features of the 2019 Outlander is its inclusion of a third-row seat, which is uncommon in the compact SUV class, providing seating for up to seven passengers. - The 2019 Outlander was one of the few vehicles in its class to offer a plug-in hybrid version, the Outlander PHEV, which became popular among eco-conscious drivers and was praised for its ability to run on electric power alone for short distances, offering a versatile driving experience. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – KIA EV3 GT-LINE FWD LR SV MY26 4D WAGON 1 SP AUTOMATIC, NOT APPLICABLE, 0.0L 2026. Price: $109.10 per month. Quote to Value Ratio: 6.19% – 💥 This is a great quote! The KIA EV3 GT-LINE (2026) with a valuation of 19500.00 has a monthly premium of 109.10. Compared to similar vehicles in our database (within a 20% valuation range of 15600.00 to 23400.00), this premium is approximately average. A review of available premiums shows that most similar vehicles exhibit premiums ranging from 100.00 to 120.00, with some outliers at 130.00. Factors such as the vehicle's make, model, and year suggest a competitive premium, indicating effective pricing strategies for newer electric models like the KIA. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this KIA is valued at $19500.00 with a yearly premium of $1209.05, giving a QTV of 6.19%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the KIA EV3 GT-LINE FWD LR SV MY26 4D WAGON 1 SP AUTOMATIC, NOT APPLICABLE, 0.0L: - The KIA EV3 GT-Line is anticipated to be priced competitively for an electric vehicle in its class, making it an attractive option for buyers looking for advanced features without a premium price tag. - This model is expected to come equipped with state-of-the-art safety features, including advanced driver-assistance systems (ADAS), which enhances its reputation for being exceptionally safe and reliable. - The KIA EV3 GT-Line has a unique feature where its infotainment system integrates with a digital personal assistant that can control smart home devices, providing a seamless connection between home and vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – FORD RANGER 2019. Price: $127.34 per month. Quote to Value Ratio: 4.13% – 💥 This is a great quote! The FORD RANGER (2019) with a valuation of 34200.00 has a monthly premium of 127.34. Compared to similar vehicles within 20% of its valuation, the premium appears to be average, with most similar vehicles ranging from 120 to 135. Notably, vehicles from the same make tend to have similar premium structures, but some outliers in the compact SUV category show slightly higher premiums due to added safety features and technology. Overall, the RANGER's premium is competitive for its class. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this FORD is valued at $34200.00 with a yearly premium of $1411.23, giving a QTV of 4.13%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the FORD RANGER: - The 2019 Ford Ranger made a comeback to the U.S. market after an 8-year hiatus, which greatly boosted its popularity as many enthusiasts were eagerly awaiting its return. - The Ford Ranger 2019 is known for its impressive towing capacity, which can reach up to 7,500 pounds when properly equipped, making it a great choice for those needing a reliable workhorse. - One quirky feature of the 2019 Ford Ranger is its Terrain Management System, which includes four selectable drive modes: Normal, Grass/Gravel/Snow, Mud/Ruts, and Sand, allowing drivers to adapt to different driving conditions with ease. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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